Announcement
Soares Sousa Consulting is online. Welcome to the new ecosystem.
The institutional structure behind financial consulting, insurance and technology under one standard — founded by Patrick Soares in Luzern, Switzerland — is now online.
Blog
Notes from the advisory desk.
Short, practical writing on insurance, company formation, financial planning, relocation and technology in Switzerland — the same questions that come up in real client conversations.
Announcement
Soares Consulting just launched.
The Soares ecosystem's financial consulting and insurance brand is live — independent advisory on financial and insurance products, based in Switzerland.
Announcement
Patrick Digital Systems just deployed.
The Soares ecosystem's technology and digital systems brand is live — software, automation and infrastructure, built to the same standard as the advisory side.
Insurance
How Much Insurance Do You Actually Need in Switzerland?
Mandatory health insurance is only the start. A short guide to what's actually required by law, what's genuinely useful, and what most people are sold that they don't need.
Company Formation
Sole Proprietorship, GmbH or AG — Which Swiss Legal Form Actually Fits You
The three most common ways to register a business in Switzerland, what each one costs to set up and run, and the liability difference that actually matters.
Financial Planning
The Swiss Pension System, Explained Without the Jargon
Pillars 1, 2 and 3 in plain language — what's mandatory, what's optional, and where most people leave money on the table.
Relocation
Moving to Switzerland: The Paperwork Order Nobody Tells You
Registering with the Gemeinde, health insurance deadlines, opening a bank account, and the sequence that avoids fines and backtracking.
Technology
What "Digital Systems" Actually Means for a Small Swiss Business
Beyond having a website — the software, automation and infrastructure decisions that actually save a small business time and money.
Insurance
Why Most People Overpay for Insurance in Switzerland
Comparing insurers honestly takes real, independent work — here's what that comparison actually looks like, and why most people never do it.
In progress
Full articles aren't published yet — these are in preparation. This page will link to real posts once they're written.